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Hailed as the "Client Seminar Guru” at “Selling to Seniors” National Conference.

#1 Ranked Speaker by Attendees at BOTH “Annuity Forum EAST & WEST” National Conferences.

Inventor of the record–breaking Fill-the-Room® Seminar Process.

Inventor of the Asset-Cycle Portfolio System®.

Financial Host of “Magic Money Radio Show”.

• USA Financial Marketing™
  (Insurance & Annuity Wholesaler and
  Field Marketing Organization)
  - Chairman and CEO (2003–Present)
  - Board Member (1988–Present)
  - President (1991–2003)
  - Vice President (1989–1991)
  - Financial Advisor (1988–1989)
• USA Financial Securities™
  (Broker Dealer Member FINRA/SIPC and
  SEC Registered Investment Advisor)
  - Chairman and CEO (1999–Present)
  - Board Member (1999–Present)
• Portformulas® Investing
  (The Portformula™ Money Manager and
  SEC Registered Investment Advisor)
  - Chairman and CEO (2006–Present)
  - Board Member (2006–Present)
• Allstate Insurance Agency
  - Life Insurance and Annuity Sales Representative (1987–1988)
• Independent Insurance Agent
  - Selling Children’s Life Insurance Policies Door-to-Door (1987)
• American Annuity Life Insurance Company
  - Marketing Associate Internship (1987)
• Previous Non–Professional Positions
  Construction Steel Crew, Window Manufacturing
  and New/Used Auto Dealership (1981–1986)

• Magic Money Radio Show • Financial Radio Show Host Simulcast Weekly on WMJH 810 AM & WMFN 640 AM (1998–2002).
• Creator of the Portformula™ Formulaic Investing™ Strategies (2006–Present).
• Permanent Feature Author / Columnist for Agent’s Sales Journal both National & State Editions (1999–Present).
• Permanent Feature Author / Columnist on ProducersWeb.com Online Magazine for Financial Advisors (2003–Present).
• Feature Author / Columnist for and Interviewed by Annuity Super Producer Online Publication (2006).
• Inventor, Implementer & Trainer of the Fill-the-Room® Client Seminar Marketing System (2001–Present).
• Creator & Trainer of the Asset-Cycle Portfolio System™ (2001–Present).
• Creator & Ringmaster of the Chain-of-Secrets® Mastermind Forum (2004–Present).
• Creator & Presenter of Professionally Produced Video Visitor™ Financial DVDs and Video Presentations (2006– Present).
• Creator & Publisher of the Fascinating Financial Facts™ Turnkey Client Newsletter & Library (2005–Present).
• Creator & Producer of the Winners Circle™ Twice-Monthly Audio Interviews (2005–Present).
• Producer & Presenter of the Plug-N-Run® Trade Secrets Audio Series (1999–Present).
• Event Organizer & Keynote Speaker for the 2–Day Trade Secrets Coaching Academy® (2002–Present).
• Producer & Presenter of the Plug-N-Run® Trade Secrets Coaching Academy® Double Audio Series (2004).
• Private One–on–One Performance Consulting Program (2002–Present).
• Keynote Speaker for Annual Broker–Dealer Financial Advisor compliance & Marketing Meeting (2000, 01, 02, 03).
• Keynote Speaker for “Selling to Seniors” National Conferences by Life Insurance Selling Magazine (2002, 03, 04).
• Keynote Speaker for the “Annuity Forum EAST” National Conference by Life Insurance Selling Magazine (2003).
• Keynote Speaker for the “Annuity Forum WEST” National Conference by Life Insurance Selling Magazine (2003).
• Keynote Kickoff Speaker for “Variable Products Forum” National Conference by Life Insurance Selling Magazine (2002).
• Event Organizer & MC for the Successful Seminar Selling Roundtable Session (2002).
• Event Organizer & Keynote Speaker for Million–Dollar Trade Secrets 2–Day Boot Camp (2000, 01).
• Permanent Author & Creator of the Plug-N-Run® Trade Secrets Newsletter (2000–Present).
• Editorial Contributor Board Member for Agent’s Sales Journal / AMC Publishing (2003 –04).
• Variable Product Specialist Magazine Permanent Author of the “Stop, Think, Sell” Column (2003).
• Author / Columnist in the National Publication, Insurance Marketing Magazine (2002, 03, 04).
• Author / Columnist in National Publication for Long Term Care Forum (2003).
• Video Interview by Robert Chesney of Window on Wall Street (2005, 06).
• Interviewed by Los Angeles Times Newspaper Business Department (2005).
• Interviewed by Senior Market Advisor Magazine for National Articles (2001, 02, 04).
• Interviewed by Advisor Today Magazine for National Article (2002).
• Author / Columnist in the National Publication, Life Insurance Selling Magazine (2002).
• Exclusive Featured Author / Columnist on “Seminar Selling” for InsuranceIQ.com Website (2002).
• Author / Columnist in the National Publication, Brokers News (2000).
• Weekly Commentator for the “Morning Market Report” on “McKay in the Morning”, WMJH 810 AM (2000).
• Featured Financial Talk Show Guest on “Smart Money Strategies”, WAIT Chicago 850 AM (2000).
• Featured Financial Talk Show Guest on “Grey Fox & The Boomer”, WERE Cleveland 1300 AM (1997, 98).
• Featured Guest Speaker for the West Michigan International Association for Financial Planning (1998).
• Featured Financial Talk Show Guest on “Summit Financial Forum”, WOWO Fort Wayne 1190 AM (1998).
• Featured Financial Talk Show Guest on “Money Talk”, a Talk America Radio Network Syndication (1998).
• Featured Financial Talk Show Guest on “You & Your Money”, WCVO Columbus 104.9 FM (1995, 96).
• Interviewed by LifeUSA on National Corporate Training Video describing merits of conducting client seminars (1994).
• Interviewed by Universal Benefits Life on National Corporate Training Video for the payroll deduction market (1994).
• Guest Presenter at LifeUSA Field Marketing Organization Annual Meeting (1994).
• State Department of Insurance Continuing Education Approved Instructor (8 States–1994, 95, 96).

• Recommended in Dan Kennedy’s book “No B.S. Sales Success” as a key industry Marketing Advisor for Financial Advisors (2004).
• Referenced as a Marketing Leader in the Genius Network Interview Series entitled “Auto Pilot Advertising Systems” (2004).
• A Leading National Marketing Organization & Award Recipient with Allianz Life (1999, 00, 01, 02, 03, 04, 05).
• #3 Leading Life Insurance National Marketing Organization for Allianz Life (2003).
• A Leading National Marketing Organization & Award Recipient with Lincoln Financial (2002, 03, 04, 05).
• A Leading National Marketing Organization & Award Recipient with American Equity (1999, 00, 01, 02, 03, 04, 05).
• A Leading National Marketing Organization & Award Recipient with National Western (2003, 04).
• A Leading National Marketing Organization & Award Recipient with Old Mutual/Fidelity & Guaranty (2003, 04).
• A Leading National Marketing Organization & Award Recipient with Monumental Life (2004).
• #1 Ranked Speaker by Attendees of the “Annuity Forum EAST” National Conference thru Life Insurance Selling Magazine (2003).
• #1 Ranked Speaker by Attendees of the “Annuity Forum WEST” National Conference thru Life Insurance Selling Magazine (2003).
• Hailed as “The Client Seminar Guru” by Life Insurance Selling Magazine at the Selling to Seniors National Conference (2002)
• A Leading Managing General Agent & Award Recipient with First Penn–Pacific (1998, 99, 00, 01).
• Co–Developer of First Trust Portfolios “Momentum Growth Portfolio” 94–Stock Unit Investment Trust Strategy (2001).
• A Leading Office of Supervisory Jurisdiction (#1 in 1999) with LifeUSA Securities (1998, 99).
• A Leading Field Marketing Organization & Award Recipient with LifeUSA (1989, 90, 91, 92, 93, 94, 95, 96, 97, 98).
• Elected Chairman of the LifeUSA Shareholders Advisory Board (1994).
• Elected to the LifeUSA Shareholders Advisory Board (1993).
• Youngest Award Recipient as President of a Leading Field Marketing Organization with LifeUSA (age 25–1991).

• The Strategic Coach Program for Highly Successful Entrepreneurs; $1+ Million Group (2002–2005).
• Kennedy Private Consulting Group (2005–Present).
• Kennedy Wealth for Entrepreneurs Private Mastermind Group (2003–2005).
• The Covenant Group’s Best Practices of High-Performing Advisors (2004).
• The Covenant Group’s Best Practices of Entrepreneurial Managers (2005).
• Marketing & Moneymaking Success Strategies (2004).
• Consulting Business Boot Camp (2003).
• Wealth Attraction for Entrepreneurs (2003).
• Alumni Mastermind Summit Marketing Idea Extravaganza (2003).
• Jay Abraham Mastermind Marketing Training Program (2002).
• Copywriting Mastery & Sales Thinking Boot-Camp & Workshop (2002).
• Ultimate Marketing & Entrepreneurship Boot Camp (2001).
• Jumbo Results Marketing Super Conference (2000).
• Information Entrepreneurs & Marketers Ultimate Boot Camp (2000).
  Marketing & Moneymaking Super Conference (1999).
• Chartered Life Underwriter (CLU).
• SEC & NASD Registered Representative Licenses – Series 6, 7 & 63.
• SEC & NASD Securities Principal Licenses – Series 24 & 26.
• NASD Investment Advisor License – Series 65 (RIA).
• Michigan Resident Life, Health & Disability Insurance Licenses.
• Michigan Resident Variable Life & Annuity Insurance Licenses.
• Non–Resident Insurance / Securities Licenses & Appointments throughout all 50 of the United States.
• Michigan Bankers Association / Robert M. Perry School of Banking (1988).
• Post University templateetitive Scholarship Winner & Recipient.
  Central Michigan University / Bachelor of Science in Business Administration (1984–1988).
• Double Major: Marketing & Management.